Every new parent knows that having a baby is a joyous and exciting process, but it can also get complicated and costly. It turns out that geography may play a role in how these costs add up.
Most parents-to-be do their due diligence when it comes to important issues such as a healthy pregnancy, infant safety, and cost-effective baby supplies. However, even the savviest researchers can overlook the costs of having a baby that are specific to their home state.
Research shows that expenses tied to pregnancy and having a new baby vary greatly on a state-by-state basis, and that they’re particularly high in Pennsylvania.
Having a Baby in Pennsylvania: More Cons Than Pros?
Despite the passage of more progressive legislation protecting mothers-to-be (detailed here by Daily News), a recent study ranked Pennsylvania as the second-worst state to have a baby in, ahead of only Mississippi.
The study (reported here by WalletHub), which compared all 50 states and the District of Columbia, based its assessment on factors such as cost and availability of healthcare as well as the presence of quality resources for young families.
Pediatricians and OB/GYNs are less accessible to Pennsylvanians than almost all other citizens because there are simply fewer per capita in the Keystone State. And residents of Pennsylvania’s rural areas feel the pinch more than those of cities like Pittsburgh and Philadelphia.
As the Philadelphia Magazine reports, the likely reason behind the shortage is the lower-than-average salary for pediatricians in the state, potentially related to Pennsylvania’s low birth rates.
The study also indicates that expense plays a key role in Pennsylvania’s child-rearing shortfall. According to the Post-Gazette, expenses like delivery charges, infant care, and healthcare professionals’ wages rank the state as the 14th-most expensive for childbirth.
In fact, healthcare in general costs more in Pennsylvania than in the other 49 states — patient care can cost as much as $900 more per person than the national average, and specific procedures in the state’s hospitals can cost twice what they do elsewhere in the U.S., according to philly.com.
Finding Effective Solutions
In general, Pennsylvania’s expecting parents can overcome these cost barriers with forethought and planning. Physicians can provide insured patients with care quotes in advance of visits, and uninsured patients can ask for self-pay quotes from individual facilities.
Moreover, new and expecting parents should consider SingleCare‘s innovative payment solutions and expansive network of healthcare professionals. Patients can compare quotes from their existing insurance plans with SingleCare rates to ensure they are always getting the best deal on their health care.
Don’t have existing health insurance? With SingleCare, uninsured patients can receive as much as a 50% discount on healthcare from a wide range of high-quality providers. And maybe best of all, there are no premiums or extra fees attached. SingleCare can relieve the burden of high-cost healthcare, allowing patients and new parents to focus on the more important things, like baby names.