{"id":50498,"date":"2022-04-20T09:07:12","date_gmt":"2022-04-20T13:07:12","guid":{"rendered":"https:\/\/www.singlecare.com\/blog\/?p=50498"},"modified":"2026-08-05T16:57:46","modified_gmt":"2026-08-05T20:57:46","slug":"ozempic-without-insurance","status":"publish","type":"post","link":"https:\/\/www.singlecare.com\/blog\/ozempic-without-insurance\/","title":{"rendered":"How much does Ozempic cost without insurance?"},"content":{"rendered":"<p>The Food and Drug Administration (FDA) has approved <a href=\"https:\/\/www.singlecare.com\/prescription\/ozempic\">Ozempic<\/a> (semaglutide) for Type 2 diabetes management, cardiovascular risk reduction, and slowing chronic kidney disease progression. However, some people are interested in Ozempic as a low-cost alternative to <a href=\"https:\/\/www.singlecare.com\/prescription\/wegovy\">Wegovy<\/a>, the brand of semaglutide that\u2019s FDA approved for weight loss. Insurance companies typically don\u2019t cover Ozempic for weight loss, but it can be a cheaper option for self-payers. Fortunately, there are legitimate ways to pay less for this glucagon-like peptide-1 (<a href=\"https:\/\/www.singlecare.com\/drug-classes\/glp-1-agonists\">GLP-1<\/a>) receptor agonist.<\/p>\n<h2 id=\"how-much-does-ozempic-cost-without-insurance\">How much does Ozempic cost without insurance?<\/h2>\n<p>Without insurance, Ozempic costs about $1,396 for 1, 3 mL prefilled 2 mg\/mL multidose pen. That\u2019s approximately a one-month supply for a 0.5 mg dose of Ozempic.<\/p>\n<p>The cost per week (and per injection) equals about $349. A year\u2019s worth of Ozempic costs around $18,148 without insurance.<\/p>\n<p>Cash prices vary by pharmacy and prescribed dose.<\/p>\n\t\t\t<div id=\"coupon-cta\" class=\"coupon-cta master-template\">\n\t\t\t\t<p id=\"headline\">Save up to 80% on Ozempic with SingleCare<\/p>\n\t\t\t\t<p id=\"subheadline\">Different pharmacies offer different prices for the same medication. SingleCare helps find the best price for you.<\/p>\n\t\t\t\t<div class=\"details-wrap\">\n\t\t\t\t\t<div class=\"details\">\n\t\t\t\t\t\tOzempic 2 mg\/3 mL (1 Pen)\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"address\">\n\t\t\t\t\t\t23666 - Hampton, VA\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"api-response\">\n\t\t\t\t\t\t\t<div class=\"coupon\">\n\t\t\t<div class=\"logo\">\n\t\t\t<img decoding=\"async\" src=\"https:\/\/images.singlecare.com\/content\/images\/pharmacy\/logo-color-kroger.svg\" alt=\"Kroger Pharmacy\" \/>\t\t\t<\/div>\n\t\t\t<div class=\"price\">\n\t\t\t\t<div class=\"price-number\">\n\t\t\t\t\t$791.97<br\/>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"price-signup\">\n\t\t\t\t\t<span class=\"info-icon\">i<\/span>\n\t\t\t\t\tPrice with <a href=\"https:\/\/www.singlecare.com\/prescription\/ozempic#blog-cta\">signup<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"couponbtn\">\n\t\t\t\t<a target=\"_blank\" href=\"https:\/\/www.singlecare.com\/prescription\/ozempic#blog-cta\">Get free coupon<\/a>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"coupon\">\n\t\t\t<div class=\"logo\">\n\t\t\t<img decoding=\"async\" src=\"https:\/\/images.singlecare.com\/content\/images\/pharmacy\/logo-color-harristeeter.svg\" alt=\"Harris Teeter Pharmacy\" \/>\t\t\t<\/div>\n\t\t\t<div class=\"price\">\n\t\t\t\t<div class=\"price-number\">\n\t\t\t\t\t$791.97<br\/>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"price-signup\">\n\t\t\t\t\t<span class=\"info-icon\">i<\/span>\n\t\t\t\t\tPrice with <a href=\"https:\/\/www.singlecare.com\/prescription\/ozempic#blog-cta\">signup<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"couponbtn\">\n\t\t\t\t<a target=\"_blank\" href=\"https:\/\/www.singlecare.com\/prescription\/ozempic#blog-cta\">Get free coupon<\/a>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<a target=\"_blank\" href=\"https:\/\/www.singlecare.com\/prescription\/ozempic#blog-cta\" class=\"coupon-see-all-btn\">See Ozempic prices at all pharmacies<\/a>\n\t\t\t<\/div>\n\t\t\n<h2 id=\"does-insurance-cover-ozempic\">Does insurance cover Ozempic?<\/h2>\n<p>Many health insurance plans cover Ozempic when it\u2019s prescribed for an FDA-approved use. Currently, the FDA has approved Ozempic for <a href=\"https:\/\/dailymed.nlm.nih.gov\/dailymed\/drugInfo.cfm?setid=adec4fd2-6858-4c99-91d4-531f5f2a2d79\">three indications<\/a>:<\/p>\n<ul>\n<li>Controlling blood sugar levels in adults with Type 2 diabetes<\/li>\n<li>Reducing the risk of cardiovascular death, heart attack, and stroke in adults with Type 2 diabetes and cardiovascular disease<\/li>\n<li>Reducing the risk of sustained eGFR decline, end-stage kidney disease, and cardiovascular death in adults with Type 2 diabetes and chronic kidney disease<\/li>\n<\/ul>\n<p>Note that all three indications are for adults with Type 2 diabetes. If you have cardiovascular or kidney disease without Type 2 diabetes, your insurance company may not cover Ozempic.<\/p>\n<p>Many people wonder if their insurance plan will cover Ozempic for weight loss. Since Ozempic isn\u2019t approved for weight loss, coverage is unlikely. Wegovy is the brand-name formulation of semaglutide that is approved for weight loss and weight management.<\/p>\n<p>To make sure you\u2019re using Ozempic for an FDA-approved indication, most insurance companies require your healthcare provider to answer some questions about your health and diagnosis. This is called <a href=\"https:\/\/www.singlecare.com\/blog\/prior-authorization\/\">prior authorization<\/a>, and the insurance company may deny coverage for Ozempic if you don\u2019t meet their requirements. Your healthcare provider can appeal this decision.<\/p>\n<p>\u201cPrior authorization forms usually ask for confirmation of Type 2 diabetes, recent A1C, current diabetes medications, prior medication trials, whether the patient has tried or cannot take metformin, and whether the patient has cardiovascular disease, kidney disease, or other complications,\u201d says <a href=\"https:\/\/www.drugwatch.com\/contributors\/fernando-ovalle\/\">Fernando Ovalle Jr.<\/a>, MD, a double board-certified obesity medicine specialist based in Orlando, Florida.<\/p>\n<p>\u201cThe advice I give patients is that coverage often comes down to documentation. A prescription alone is not enough. The chart needs to clearly show the diagnosis, labs, prior medication history, medical necessity, and why this medication is appropriate for that specific patient.\u201d<\/p>\n<h3 id=\"how-much-does-ozempic-cost-with-insurance\">How much does Ozempic cost with insurance?<\/h3>\n<p>The cost of Ozempic varies significantly with insurance. Every plan has a different cost-sharing structure and drug formulary.<\/p>\n<p>Drug formularies (also called drug lists) organize medications into different tiers (i.e., Tier 1, Tier 2, etc.). Each tier in your health insurance plan is assigned a different copay or coinsurance. Typically, high-tier drugs require you to pay a percentage of the cash price (coinsurance) rather than a fixed-rate fee (copay). The copay or coinsurance increases according to the tier number.<\/p>\n<p>Because there\u2019s so much variability from plan to plan, it\u2019s difficult to say how much Ozempic costs with insurance. Many formularies place it in Tier 2 (which usually requires a copay) or Tier 3 (which usually requires coinsurance).<\/p>\n<p>As an example, your plan might have you pay a $50 copay for a Tier 2 drug, or 25% coinsurance for a Tier 3 drug. For an expensive drug like Ozempic, 25% coinsurance could cost you hundreds of dollars each month.<\/p>\n<p>You also need to meet your plan\u2019s deductible before cost-sharing begins. That means you\u2019ll pay the full retail price of Ozempic until the amount you\u2019ve spent on all covered prescriptions matches your deductible.<\/p>\n<p>Call the number on your insurance card or view your plan\u2019s documents online to find out exactly how much you\u2019ll pay for Ozempic.<\/p>\n<h3 id=\"the-cost-of-ozempic-with-medicare-and-medicaid\">The cost of Ozempic with Medicare and Medicaid<\/h3>\n<p>The cost of <a href=\"https:\/\/www.singlecare.com\/blog\/does-medicare-cover-ozempic\/\">Ozempic with Medicare<\/a> also varies by plan, but price negotiations could make it more affordable starting Jan. 1, 2027. Novo Nordisk, the manufacturer of Ozempic, agreed to <a href=\"https:\/\/www.cms.gov\/files\/document\/fact-sheet-negotiated-prices-ipay-2027.pdf\">lower its price by 71%<\/a> for people with Medicare prescription drug coverage.<\/p>\n<p>Let\u2019s say your Medicare plan requires 25% coinsurance for Ozempic. Instead of using the normal list price to calculate your out-of-pocket cost, Medicare will use the negotiated price ($274 for a 30-day supply in 2027) to determine how much you\u2019ll pay. This could save you hundreds of dollars at the pharmacy.<\/p>\n<p>The cost of <a href=\"https:\/\/www.singlecare.com\/blog\/does-medicaid-cover-ozempic\/\">Ozempic with Medicaid<\/a> varies by state because Medicaid is managed by state governments.<\/p>\n<h2 id=\"how-to-save-on-ozempic-without-insurance\">How to save on Ozempic without insurance<\/h2>\n<p>There are two main ways to save on Ozempic without insurance: using a <a href=\"https:\/\/www.singlecare.com\/prescription-discount-card\">SingleCare prescription discount card<\/a> or applying to the Novo Nordisk self-pay offer program.<\/p>\n<h3 id=\"1-singlecare-prescription-discount-card\">1. SingleCare prescription discount card<\/h3>\n<p>A free SingleCare coupon card could lower the cost of Ozempic to $792 per 1, 3 mL prefilled 2 mg\/3 mL multidose pen, which equals a month\u2019s supply. That\u2019s a savings of about 43% compared to the typical cash price. The Ozempic pill is more expensive, costing about $927 for 30, 1.5 mg tablets.<\/p>\n<p>SingleCare coupons can be used by anyone with or without insurance, but they can\u2019t be combined with insurance or other savings offers. That means you can\u2019t use a SingleCare savings card to lower the cost of coinsurance, and the SingleCare cost won\u2019t count toward your deductible.<\/p>\n<p>SingleCare prices vary by dose, form, quantity, and pharmacy, but you can easily compare prices on the <a href=\"https:\/\/www.singlecare.com\/prescription\/ozempic\">Ozempic coupon page<\/a>. Enter your ZIP code and choose your prescribed form, dosage, and quantity from the drop-downs to compare Ozempic prices at pharmacies near you. You can also use the <a href=\"https:\/\/www.singlecare.com\/blog\/use-singlecare-app\/\">SingleCare app<\/a> on the go.<\/p>\n<h3 id=\"2-novo-nordisk-self-pay-offer-program-for-ozempic\">2. Novo Nordisk self-pay offer program for Ozempic<\/h3>\n<p>Novo Nordisk offers a savings program for people without insurance coverage for Ozempic. The cost varies by dosage and form, and it gradually increases over the first three to four months. See <a href=\"https:\/\/www.novocare.com\/\">NovoCare<\/a> for eligibility details.<\/p>\n<p><b>Read more: <\/b>\u00a0<a href=\"https:\/\/www.singlecare.com\/blog\/ozempic-savings\/\">8 ways to save money on Ozempic<\/a><\/p>\n<h2 id=\"are-there-cheaper-alternatives-to-ozempic\">Are there cheaper alternatives to Ozempic?<\/h2>\n<p>A healthcare provider can recommend the best <a href=\"https:\/\/www.singlecare.com\/blog\/ozempic-alternatives\/\">Ozempic alternative<\/a> that fits your diagnosis, medical history, and budget. Fortunately, there are a lot of options for treating Type 2 diabetes.<\/p>\n<p>\u201cIf the patient needs a GLP-1 but Ozempic is not covered, I usually first see whether another GLP-1 or dual incretin medication is covered, such as <a href=\"https:\/\/www.singlecare.com\/prescription\/mounjaro\">Mounjaro<\/a> (tirzepatide), <a href=\"https:\/\/www.singlecare.com\/prescription\/trulicity\">Trulicity<\/a> (dulaglutide), <a href=\"https:\/\/www.singlecare.com\/prescription\/victoza\">Victoza<\/a> (liraglutide), or <a href=\"https:\/\/www.singlecare.com\/prescription\/rybelsus\">Rybelsus<\/a> (semaglutide),\u201d Dr. Ovalle says. \u201cThese are similar and all approved in diabetes for blood sugar control.\u201d<\/p>\n<p>Of those options, <a href=\"https:\/\/www.singlecare.com\/blog\/victoza-generic\/\">generic Victoza<\/a> is most affordable for people without insurance. With a SingleCare coupon, generic Victoza costs about $134 per 1, 3 mL of 18 mg\/3 mL multidose pen.<\/p>\n<p>\u201cIf cost is the main barrier, <a href=\"https:\/\/www.singlecare.com\/prescription\/metformin\">metformin<\/a> is still the most practical foundation medication for many patients with Type 2 diabetes,\u201d Dr. Ovalle says. With a SingleCare coupon, metformin costs $5.32 per 60, 500 mg tablets.<\/p>\n<h2 id=\"frequently-asked-questions\">Frequently asked questions<\/h2>\n<h3 id=\"how-much-does-ozempic-cost-per-month\">How much does Ozempic cost per month?<\/h3>\n<p>The <a href=\"https:\/\/www.singlecare.com\/blog\/cost-of-ozempic-per-month\/\">monthly cost of Ozempic<\/a> varies considerably based on the dosage, pharmacy, and insurance plan. If you don\u2019t have insurance, you can use a SingleCare discount card to get 1, 3 mL of 2 mg\/3 mL multidose pen (a month\u2019s supply for a 0.25 mg or 0.5 mg dose) for about $792.<\/p>\n<h3 id=\"is-there-a-generic-for-ozempic\">Is there a generic for Ozempic?<\/h3>\n<p>No, there\u2019s no FDA-approved generic for Ozempic. Some pharmacies may sell \u201ccompounded semaglutide,\u201d which means they\u2019ve put Ozempic\u2019s active ingredient in a different form or combined it with different ingredients. Compounded semaglutide isn\u2019t regulated or approved by the FDA, and it\u2019s <a href=\"https:\/\/www.singlecare.com\/blog\/compounded-semaglutide-insurance\/\">not covered by insurance<\/a>.<\/p>\n<h3 id=\"does-medicare-cover-ozempic\">Does Medicare cover Ozempic?<\/h3>\n<p>Yes, many Medicare prescription drug plans cover Ozempic for FDA-approved indications.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Food and Drug Administration (FDA) has approved Ozempic (semaglutide) for Type 2 diabetes management, cardiovascular risk reduction, and slowing chronic kidney disease progression. However, some people are interested in Ozempic as a low-cost alternative to Wegovy, the brand of semaglutide that\u2019s FDA approved for weight loss. Insurance companies typically don\u2019t cover Ozempic for weight [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":634017,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4589],"tags":[10298,21067,737,4350],"coauthors":[21074],"class_list":["post-50498","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-drug-info","tag-diabetes","tag-glp-1-drugs","tag-heart-health","tag-prescription-savings","wpautop"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.6 (Yoast SEO v28.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ozempic cost without insurance (October 2026)<\/title>\n<meta name=\"description\" content=\"Ozempic costs about $1,400 per month without insurance before discounts. 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