{"id":51892,"date":"2022-06-24T17:25:17","date_gmt":"2022-06-24T21:25:17","guid":{"rendered":"https:\/\/www.singlecare.com\/blog\/?p=51892"},"modified":"2025-05-23T14:15:08","modified_gmt":"2025-05-23T18:15:08","slug":"what-is-medicare-part-d","status":"publish","type":"post","link":"https:\/\/www.singlecare.com\/blog\/what-is-medicare-part-d\/","title":{"rendered":"What is Medicare Part D?"},"content":{"rendered":"

Prescriptions can be expensive, and that\u2019s stressful if you\u2019re having trouble affording them. A health insurance plan that covers some of your medication costs can help make staying healthy a little easier. Medicare Part D prescription drug benefits can help.<\/span><\/p>\n

What is Medicare Part D?<\/span><\/h2>\n

Medicare Part D is provided by the federal government and is an optional part of Medicare that helps cover prescription drug costs. Part D is offered through private insurance companies that many people on Medicare choose to help offset drug costs. You must be eligible for Medicare to get Medicare Part D coverage.<\/span><\/p>\n

Medicare beneficiaries can enroll in a stand-alone Medicare Part D prescription Drug Plan (PDP) or a Medicare Advantage Prescription Drug plan (MAPD) to get prescription drug coverage. Note: Medicare Advantage would change the way a consumer receives Parts A and B, too.<\/span><\/p>\n

RELATED: <\/b>Medicare Part D vs. Medicare Advantage<\/b><\/a><\/p>\n

Not all Medicare Part D drug plans have a deductible, but for those that do have a deductible, the beneficiary must meet the deductible before the plan starts covering any medication costs. Medications that the insurance company covers can be purchased for a copay or coinsurance after the deductible is met. The insurance company covers the remaining costs.<\/span><\/p>\n\n\n\n\n\n\n\n\n\n
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Medicare Part D<\/span><\/h2>\n<\/th>\n<\/tr>\n<\/thead>\n

Coverage<\/span><\/a><\/td>\nPrescription medications<\/span><\/td>\n<\/tr>\n
Cost<\/span><\/a><\/td>\nCosts will depend on the plan you choose. Those with higher incomes may also pay higher premium prices.\u00a0<\/span><\/td>\n<\/tr>\n
Eligibility<\/span><\/a><\/td>\nIf you\u2019re eligible for Medicare, you\u2019re eligible for Medicare Part D. Those eligible for Medicare are typically people aged 65 or older and younger people with disabilities or End-Stage Renal Disease.<\/span><\/td>\n<\/tr>\n
Enrollment<\/span><\/a><\/td>\nEnroll using the <\/span>Medicare Plan Finder<\/span><\/a> or through the specific plan’s website.<\/span><\/td>\n<\/tr>\n
Considerations when choosing a plan<\/span><\/a><\/td>\n\n