{"id":56940,"date":"2023-02-08T09:30:58","date_gmt":"2023-02-08T14:30:58","guid":{"rendered":"https:\/\/www.singlecare.com\/blog\/?p=56940"},"modified":"2024-10-25T10:52:35","modified_gmt":"2024-10-25T14:52:35","slug":"how-to-get-a-copay-card","status":"publish","type":"post","link":"https:\/\/www.singlecare.com\/blog\/how-to-get-a-copay-card\/","title":{"rendered":"How to use manufacturer copay cards"},"content":{"rendered":"

If you have a chronic condition like <\/span>Type 2 diabetes<\/span><\/a>, your healthcare provider may prescribe medication to manage your blood sugar. But if you’re prescribed a brand-name drug like <\/span>Jardiance<\/span><\/a> or <\/span>Trulicity<\/span><\/a> that doesn’t have a generic option, paying for your medication may be a challenge. (The average out-of-pocket price for a 30-day supply of these two meds is $785 and $1,236, respectively.) The good news? A manufacturer copay card can help offset the costs of many brand-name drugs.<\/span><\/p>\n

Manufacturer copay cards are discounts provided by drug manufacturers to make brand-name drugs more affordable. They’re typically available through a brand-name drug manufacturer’s website, but your provider or pharmacist can often tell you about available programs, too. Here’s what you need to know about using copay cards to get your meds for less.<\/span><\/p>\n

How copay cards work<\/span><\/h2>\n

If a patient is commercially insured, they may be able to receive brand-name medications for a nominal amount per month with a copay card, says <\/span>Stella Bard<\/span><\/a>, MD, a board-certified rheumatologist in Brooklyn, New York<\/span>. For example, Jardiance costs as little as $10 for a one to three month prescription with a copay card according to the manufacturer’s <\/span>website<\/span><\/a>. And when you use a copay card for Trulicity, the monthly cost starts at <\/span>$25<\/span><\/a>. But patients with government-funded insurance like Medicare or Medicaid aren’t eligible to use copay cards.<\/span><\/p>\n

RELATED: What are manufacturer copay cards?<\/a><\/b><\/p>\n

Copay assistance cards contain billing information that’s used by the pharmacy filling the medication, says <\/span>Brian Staiger<\/span><\/a>, Pharm.D., a clinical pharmacist in Buffalo, New York, and owner of <\/span>Hello Pharmacist<\/span><\/a>. “The pharmacy will ‘bill’ the card, along with the patient’s insurance, to provide a discount or credit toward their out-of-pocket cost,” says Dr. Staiger. Then, the drug manufacturer will reimburse the pharmacy for the discounted amount.<\/span><\/p>\n

It’s important to note that copay cards have different terms depending on the manufacturer and drug, Dr. Staiger says, so be sure to read the terms and conditions (which should be right on the card). “They typically have a cap on the amount they pay towards out-of-pocket costs per fill (e.g., max $150 per fill) and are generally good for one year or a certain amount of fills,” he says.<\/span><\/p>\n

How to get a copay card<\/span><\/h2>\n

If a copay card is available for your brand-name medication, there are a number of ways to get one. The manufacturer’s website is the fastest and easiest way to obtain a copay card if you aren’t given one by your provider, says Dr. Staiger. For example, a copay card for the popular diabetes drug Mounjaro is <\/span>accessible<\/span><\/a> on Eli Lilly’s website.<\/span><\/p>\n

Other ways to obtain a copay card include:<\/span><\/p>\n