{"id":627514,"date":"2024-03-21T12:15:52","date_gmt":"2024-03-21T16:15:52","guid":{"rendered":"https:\/\/www.singlecare.com\/blog\/?p=627514"},"modified":"2026-05-15T15:45:23","modified_gmt":"2026-05-15T19:45:23","slug":"is-wegovy-covered-by-blue-cross-blue-shield","status":"publish","type":"post","link":"https:\/\/www.singlecare.com\/blog\/is-wegovy-covered-by-blue-cross-blue-shield\/","title":{"rendered":"Is Wegovy covered by Blue Cross Blue Shield?"},"content":{"rendered":"<p><a href=\"https:\/\/www.singlecare.com\/prescription\/wegovy\"><span style=\"font-weight: 400;\">Wegovy<\/span><\/a><span style=\"font-weight: 400;\"> (semaglutide) was approved by the Food and Drug Administration (FDA) as a\u00a0 weight loss medication in 2021. It belongs to a class of medications called <\/span><a href=\"https:\/\/www.singlecare.com\/drug-classes\/glp-1-agonists\"><span style=\"font-weight: 400;\">glucagon-like peptide-1 (GLP-1) agonists<\/span><\/a><span style=\"font-weight: 400;\">. GLP-1s stimulate the production of insulin to reduce blood sugar, slow the digestion process, reduce appetite, and signal fullness. Insurance may cover Wegovy for patients who meet coverage requirements, but coverage varies by plan. Here\u2019s what you should know about Wegovy coverage if you have a Blue Cross Blue Shield policy.<\/span><\/p>\n<h2 id=\"does-blue-cross-blue-shield-cover-wegovy\"><span style=\"font-weight: 400;\">Does Blue Cross Blue Shield cover Wegovy?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Some Blue Cross Blue Shield (BCBS) plans cover Wegovy, but others don\u2019t. To verify whether your BCBS plan will cover Wegovy, view your plan\u2019s drug formulary. If you\u2019re not sure how to access this online, call BCBS customer service. Wegovy\u2019s manufacturer, Novo Nordisk, provides a tool on its website that allows you to easily <\/span><a href=\"https:\/\/www.novocare.com\/obesity\/products\/wegovy\/check-coverage.html\"><span style=\"font-weight: 400;\">check your insurance coverage<\/span><\/a><span style=\"font-weight: 400;\"> as well.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cWeight loss drugs are expensive and are covered by some insurance plans, but most people get insurance through their employers, so it\u2019s a question of whether employers opted in or out of weight loss benefits,\u201d says <\/span><a href=\"https:\/\/www.primeinstitute.us\/michelle-pearlman-md\/\"><span style=\"font-weight: 400;\">Michelle Pearlman, MD<\/span><\/a><span style=\"font-weight: 400;\">, CEO and co-founder of Prime Institute and ByteMD and a physician who is board-certified in internal medicine, gastroenterology, and obesity medicine.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\t\t<div id=\"coupon-cta\" class=\"coupon-cta master-template\">\n\t\t\t<p id=\"headline\">Save up to 80% on Wegovy with SingleCare<\/p>\n\t\t\t<p id=\"subheadline\">Different pharmacies offer different prices for the same medication. SingleCare helps find the best price for you.<\/p>\n\t\t\t<div class=\"details-wrap\">\n\t\t\t\t<div class=\"details\">\n\t\t\t\t\tWegovy 2.4 mg\/0.75 mL (4 Pens)\t\t\t\t<\/div>\n\t\t\t\t<div class=\"address\">\n\t\t\t\t\t23666 - Hampton, VA\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"api-response\">\n\t\t\t\t\t\t<div class=\"coupon\">\n\t\t\t<div class=\"logo\">\n\t\t\t<img decoding=\"async\" src=\"https:\/\/images.singlecare.com\/content\/images\/pharmacy\/logo-color-kroger.svg\" alt=\"Kroger Pharmacy\" \/>\t\t\t<\/div>\n\t\t\t<div class=\"price\">\n\t\t\t\t<div class=\"price-number\">\n\t\t\t\t\t$1170.27<br\/>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"price-signup\">\n\t\t\t\t\t<span class=\"info-icon\">i<\/span>\n\t\t\t\t\tPrice with <a href=\"https:\/\/www.singlecare.com\/prescription\/wegovy#blog-cta\">signup<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"couponbtn\">\n\t\t\t\t<a target=\"_blank\" href=\"https:\/\/www.singlecare.com\/prescription\/wegovy#blog-cta\">Get free coupon<\/a>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"coupon\">\n\t\t\t<div class=\"logo\">\n\t\t\t<img decoding=\"async\" src=\"https:\/\/images.singlecare.com\/content\/images\/pharmacy\/logo-color-harristeeter.svg\" alt=\"Harris Teeter Pharmacy\" \/>\t\t\t<\/div>\n\t\t\t<div class=\"price\">\n\t\t\t\t<div class=\"price-number\">\n\t\t\t\t\t$1170.27<br\/>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"price-signup\">\n\t\t\t\t\t<span class=\"info-icon\">i<\/span>\n\t\t\t\t\tPrice with <a href=\"https:\/\/www.singlecare.com\/prescription\/wegovy#blog-cta\">signup<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"couponbtn\">\n\t\t\t\t<a target=\"_blank\" href=\"https:\/\/www.singlecare.com\/prescription\/wegovy#blog-cta\">Get free coupon<\/a>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<a target=\"_blank\" href=\"https:\/\/www.singlecare.com\/prescription\/wegovy#blog-cta\" class=\"coupon-see-all-btn\">See Wegovy prices at all pharmacies<\/a>\n\t\t<\/div>\n\n\t\t<\/span><\/p>\n<h2 id=\"does-carefirst-cover-wegovy\"><span style=\"font-weight: 400;\">Does CareFirst cover Wegovy?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Yes, some CareFirst BlueCross BlueShield plans cover Wegovy. Wegovy isn\u2019t covered in any BCBS CareFirst Exchange plans, but it\u2019s listed as a tier 2 or tier 4 anti-obesity agent in formularies for large employer-sponsored plans and plans purchased before March 23, 2010. That said, coverage still depends on your plan, as some employers choose not to cover weight loss medications.\u00a0<\/span><\/p>\n<h2 id=\"wegovy-prior-authorization-criteria\"><span style=\"font-weight: 400;\">Wegovy prior authorization criteria<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Even if a BCBS plan does offer coverage for Wegovy, patients must meet specific criteria before BCBS will help pay for this medication.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">First, you need a valid <\/span><a href=\"https:\/\/www.singlecare.com\/blog\/how-to-qualify-for-wegovy-a-guide-to-getting-a-prescription\/\"><span style=\"font-weight: 400;\">Wegovy prescription<\/span><\/a><span style=\"font-weight: 400;\"> for an FDA-approved indication. Currently, Wegovy is FDA approved for the following:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Children ages 12 years or older with a body mass index (BMI) at or above the 95th percentile for their sex and age<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Adults with a BMI at or above 30<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Adults with a BMI at or above 27 and at least one weight-related health condition, such as heart disease, diabetes, high blood pressure, or sleep apnea<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Adults with a BMI at or above 27 with established cardiovascular disease and a risk of major adverse cardiovascular events (like heart attack or stroke)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Adults with noncirrhotic metabolic dysfunction-associated steatohepatitis (MASH) with moderate to advanced liver fibrosis\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Note that there are slightly different <\/span><a href=\"https:\/\/dailymed.nlm.nih.gov\/dailymed\/drugInfo.cfm?setid=ee06186f-2aa3-4990-a760-757579d8f77b\"><span style=\"font-weight: 400;\">prescribing rules<\/span><\/a><span style=\"font-weight: 400;\"> for Wegovy pills versus Wegovy injections. If you\u2019re an adult seeking Wegovy for weight loss, your prescriber may offer either option. However, it\u2019s important to double-check that your BCBS insurance plan doesn\u2019t require a specific form of Wegovy.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Next, your healthcare provider must fill out a prior authorization form and send it to BCBS. Without it, BCBS won\u2019t help pay for your Wegovy prescription. Most insurance companies require prior authorization for GLP-1s like Wegovy.<\/span><\/p>\n<p><a href=\"https:\/\/www.singlecare.com\/blog\/wegovy-prior-authorization-criteria-blue-cross-blue-shield\/\"><span style=\"font-weight: 400;\">Wegovy&#8217;s prior authorization criteria<\/span><\/a><span style=\"font-weight: 400;\"> vary by plan. When Wegovy is prescribed for weight loss, BCBS is known to ask questions about the patient\u2019s prior use of weight loss medications and their commitment to a healthy diet and exercise routine. They may also ask about your health history.\u00a0<\/span><\/p>\n<h2 id=\"how-much-does-wegovy-cost\"><span style=\"font-weight: 400;\">How much does Wegovy cost?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Wegovy is one of the most expensive weight loss medications, with an average retail cost of $1,805 per 30, 1.5 mg tablets. Prices vary by form (pen versus tablets) and dosage. For example, you may pay more for Wegovy HD (the 7.5 mg pen) than for lower-dose pens. For people with insurance, the cost depends on the specific plan. You may need to pay out of pocket until you reach your plan\u2019s deductible. Then, you pay a fixed rate per prescription (copay) or a percentage of the total cost of each prescription (coinsurance).\u00a0\u00a0\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There are <\/span><a href=\"https:\/\/www.singlecare.com\/blog\/save-on-wegovy\/\"><span style=\"font-weight: 400;\">ways to save on Wegovy<\/span><\/a><span style=\"font-weight: 400;\"> if you do not have insurance coverage:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use a <\/span><a href=\"https:\/\/www.singlecare.com\/prescription-discount-card\"><span style=\"font-weight: 400;\">SingleCare prescription discount card<\/span><\/a><span style=\"font-weight: 400;\"> to save over $700 per month on <\/span><a href=\"https:\/\/www.singlecare.com\/prescription\/wegovy\"><span style=\"font-weight: 400;\">Wegovy<\/span><\/a><span style=\"font-weight: 400;\"> or Wegovy HD.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use a Novo Nordisk manufacturer coupon. This can also reduce the copay if you have insurance, but eligibility requirements and savings limits apply.<\/span><\/li>\n<\/ul>\n<h2 id=\"how-to-check-whether-your-bcbs-plan-covers-wegovy\"><span style=\"font-weight: 400;\">How to check whether your BCBS plan covers Wegovy<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Even if you first use the Novo Nordisk website to check BCBS coverage of the cost of Wegovy, it is a good idea to contact your insurance company for verification, since they\u2019re more familiar with the details of your specific plan. You can typically do this by calling the phone number on the back of your insurance card. If your prescription coverage is separate from your medical insurance, you\u2019ll want to call the number on the back of your prescription card.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Once you find out if your BCBS plan covers Wegovy, here are some questions to ask:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Do I need prior authorization?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Have I met my deductible for the year?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Once I meet my deductible and out-of-pocket requirements for the year, how much will my copay be for Wegovy for the rest of that year?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Does my plan have an out-of-pocket limit or maximum? Once I reach that, how much will my copay be for Wegovy?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">What can I do to get the best price? For example, will a 90-day supply be cheaper?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If I am turned down, what do I need to do to appeal it?<\/span><\/li>\n<\/ul>\n<h2 id=\"how-to-get-wegovy-covered-by-insurance\"><span style=\"font-weight: 400;\">How to get Wegovy covered by insurance<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If an employer-sponsored healthcare plan does not cover Wegovy, you can ask your healthcare provider to explain why you need it covered. Novo Nordisk has a <\/span><a href=\"https:\/\/www.novomedlink.com\/content\/dam\/novonordisk\/novomedlink\/new\/obesity\/product-information\/resources\/library\/documents\/US25SEMO01619-Wegovy-Sample-Letter-of-Appeal.pdf\"><span style=\"font-weight: 400;\">sample appeal letter<\/span><\/a><span style=\"font-weight: 400;\"> that healthcare providers can use as a template. You can then submit the letter to your insurance company to see if they\u2019ll consider covering the cost.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Keep in mind that there are other prescription weight loss medications, like <\/span><a href=\"https:\/\/www.singlecare.com\/blog\/saxenda-vs-wegovy\/\"><span style=\"font-weight: 400;\">Saxenda<\/span><\/a><span style=\"font-weight: 400;\">, that your health insurance plan may cover if it doesn\u2019t cover Wegovy. Your healthcare provider can help determine which medication is most suitable for you if Wegovy isn\u2019t an affordable option.<\/span><\/p>\n<h2 id=\"frequently-asked-questions\"><span style=\"font-weight: 400;\">Frequently asked questions<\/span><\/h2>\n<h3 id=\"do-bcbs-medicare-plans-cover-wegovy-for-weight-loss\"><b>Do BCBS Medicare plans cover Wegovy for weight loss?\u00a0<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Historically, no, but qualifying Medicare beneficiaries can get coverage for Wegovy from July 1, 2026, until December 31, 2027, via the new <\/span><a href=\"https:\/\/www.cms.gov\/medicare\/coverage\/prescription-drug-coverage\/medicare-glp-1-bridge\"><span style=\"font-weight: 400;\">Medicare GLP-1 Bridge<\/span><\/a><span style=\"font-weight: 400;\"> program.<\/span><\/p>\n<h3 id=\"what-insurance-companies-have-the-best-wegovy-coverage\"><b>What insurance companies have the best Wegovy coverage?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">It\u2019s hard to say because coverage varies considerably from plan to plan. Most major health insurance companies do offer plans that cover Wegovy, but you must meet eligibility requirements to purchase a specific plan.<\/span><\/p>\n<h3 id=\"what-does-bcbs-cover-for-weight-loss\"><b>What does BCBS cover for weight loss?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Blue Cross Blue Shield weight loss coverage varies from plan to plan, but some cover other GLP-1s like <\/span><a href=\"https:\/\/www.singlecare.com\/blog\/does-blue-cross-blue-shield-cover-zepbound\/\"><span style=\"font-weight: 400;\">Zepbound<\/span><\/a><span style=\"font-weight: 400;\"> (tirzepatide) or liraglutide (generic Saxenda), as well as <\/span><a href=\"https:\/\/www.singlecare.com\/blog\/best-weight-loss-pills\/\"><span style=\"font-weight: 400;\">weight loss pills<\/span><\/a><span style=\"font-weight: 400;\"> like phentermine.<\/span><\/p>\n<h3 id=\"does-blue-cross-blue-shield-cover-weight-loss-injections\"><b>Does Blue Cross Blue Shield cover weight loss injections?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">It varies by plan, but some BCBS plans do cover weight loss injections like Wegovy. <\/span><b>\u00a0<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Wegovy (semaglutide) was approved by the Food and Drug Administration (FDA) as a\u00a0 weight loss medication in 2021. It belongs to a class of medications called glucagon-like peptide-1 (GLP-1) agonists. GLP-1s stimulate the production of insulin to reduce blood sugar, slow the digestion process, reduce appetite, and signal fullness. Insurance may cover Wegovy for patients [&hellip;]<\/p>\n","protected":false},"author":149,"featured_media":627515,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4589],"tags":[21067,608,9825],"coauthors":[21008,21074],"class_list":["post-627514","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-drug-info","tag-glp-1-drugs","tag-health-insurance","tag-weight-loss","wpautop"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.8 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Is Wegovy covered by Blue Cross Blue Shield?<\/title>\n<meta name=\"description\" content=\"BCBS may cover Wegovy, but coverage varies by plan, and some don\u2019t cover weight loss medications. 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