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Ask SingleCare: Is SingleCare legit?

Cropped SingleCare logo By | December 3, 2019
Medically reviewed by Ramzi Yacoub, Pharm.D., SingleCare Chief Pharmacy Officer

Is SingleCare legit? Is SingleCare a scam? Are your savings for real? Is this program fake? What’s the catch?

These are some of the most common concerns with prescription discounts—and we’ll say it again loud and clear. We can save you up to 80% on your prescriptions. It might sound too good to be true, but our mission is to make your prescription drugs more affordable, so you can feel better (without the crazy prices).

Here’s how we make it possible.

What SingleCare does

We believe you should be able to get the best savings available for your prescriptions.

If you visit singlecare.com, you can search for your medication, and compare prices—so you’ll know exactly what you’ll pay, and how much you can save before you get to the pharmacy counter.

Prescription prices, decoded

When you go to the drug store to fill a prescription, you tell the pharmacist or pharmacy technician your name, they find your medication, and ring you up. Usually the price you pay is one of two numbers: your insurance copay or the “cash” price.

Your copay is a fixed amount determined by your insurance coverage. Or, a percentage of the “cash” price depending on your plan.

The “cash” price is the cost of the medication if you don’t have insurance, or your insurance doesn’t cover a prescription—whether you pay with cash, debit, or credit card. This price can be very high.

Because prescriptions are so expensive, there are new ways to save:

  • Pharmacy clubs
  • Manufacturers coupons
  • Pharmacy savings cards

These are all versions of a “coupon price,” or a negotiated discount on the cash price you would pay without insurance.

Pharmacy clubs offer savings when you become a member, often after paying an annual membership fee and handing over lots of personal information.

Manufacturer’s coupons are savings offered directly by the company that makes the drug. They’re typically only available on new medications, and have restrictions about how you can use them.

When you use a SingleCare pharmacy savings card, you receive a “coupon price” without any membership fees, or strings attached.

RELATED: How do I search for savings?

How SingleCare works

We partner with pharmacies.

SingleCare partners directly with pharmacies, which lets us offer you lower prices. We receive a small fee from our pharmacy partners when you use your SingleCare card to save, which is how we can offer the service to you for free. Pharmacies choose to do business with us because we keep our business practices understandable, our prices consistent, and we help bring customers to their pharmacy.

Our prices are transparent.

When you use our price comparison tool, you can assess which is lowest: your copay, the cash price, or our coupon price. You can use our savings whether or not you have insurance. You just can’t use both at the same time. If our price is lower, you use the coupon price instead of your insurance. Our price transparency charts show the average cash price compared to the average SingleCare coupon price for the past year, across several pharmacies.

Bundle your savings.

When you need multiple prescriptions, you can use our drug basket tool to save even more, without several trips to different stores. Add all of the medications you need, then get one coupon for all of the savings.

You can compare which pharmacy near you offers the greatest savings. Then, text, print, or email the free coupon to yourself. After that, just ask the pharmacy to ring up the biggest discount when you pick up your prescription. 

You can save at pharmacies near you.

You can use SingleCare at major pharmacies including CVS, Target, Longs Drugs, Walmart, Walmart Neighborhood Market, Walgreens, Albertsons, Kroger, Harris Teeter, and many others. 

Your info is safe.

SingleCare does not rent, sell, or share any personally identifiable information of any individual who uses our cards. HIPAA, the Health Insurance Portability and Accountability Act, prohibits any use of a consumer’s personal health information other than to fulfill the specific product or service requested by the consumer. A violation of this law carries significant penalties. We take your privacy seriously, and would never violate that trust. 

If you have any additional questions or concerns, we’re here to help. Feel free to call us toll-free at 1-844-234-3057 or find us on Facebook. Read SingleCare reviews on Facebook and Trustpilot.