Can I use SingleCare if I’m on Medicare?

In this article:

• When to consider using SingleCare
• Can you use SingleCare with Medicare?
• Why can’t Medicare patients use coupons?
• Popular prescriptions among Medicare beneficiaries

In this article

• When to consider using SingleCare
• Can you use SingleCare with Medicare?
• Why can’t Medicare patients use coupons?
• Popular prescriptions among Medicare beneficiaries

At SingleCare, we believe that you should be able to get the best price possible for your prescription, no matter what your health insurance status. Meaning, you can use the SingleCare pharmacy savings card to save up to 80% on your prescriptions, even if you receive Medicare benefits. All you have to do is sign up (for free!) on our website. You can text or email the discount card to yourself or print it immediately. You can also use our SingleCare app to access your savings card and easily compare medication prices on the go.

When to consider using SingleCare

For people with Medicare, SingleCare can help cut prescription costs in the following ways, whether or not you have a Part D plan that covers prescriptions.

If you don’t have a Medicare prescription drug plan …

Medicare Part D is an optional benefit. During the Initial Enrollment Period, you may have decided you didn’t need the extra drug coverage, but you still occasionally need to fill a prescription. SingleCare can help you secure lower costs. 

1. To compare prescription drug prices 

You can use singlecare.com to compare pharmacies near you to see which one offers the lowest price for your medication. Find your location, then type in your prescription name. You’ll see various pharmacies and discounted pricing options. You can also compare our drug discounts with the average self-pay (cash) price for the drug. 

2. To reduce the cost of medications when you don’t have Medicare prescription drug coverage 

You can use SingleCare to secure lower prices at more than 35,000 major pharmacies nationwide. Once you’ve found the pharmacy offering the best price, show your card or coupon to the pharmacy staff when checking out.

RELATED: Does Medicare Part B cover prescriptions?

If you have a Medicare prescription drug plan …

SingleCare can decrease out-of-pocket costs when you’re on a fixed income.

3. When SingleCare prices are lower than your copay or coinsurance 

Even if you have prescription coverage with a Medicare Part D plan, the SingleCare price for a prescription may be lower than your Medicare copay. That’s because every Medicare Part D drug plan has its own formulary, which ranks drugs on a tier system. The higher the tier, the more expensive your copay will be. You can ask the pharmacist to compare SingleCare drug coupons and Medicare to find the best deal for your prescription. If you have limited income and resources, you should also look into whether you qualify for the federally administered Extra Help program, which reduces or eliminates Part D costs. 

4. If Medicare doesn’t cover a medication 

Medicare covers many generic medications, but there may be situations when you may be prescribed a brand-name drug that’s not covered. Or, you might need a type of medication that your Medicare prescription benefits don’t cover, like Viagra and Propecia. Since there are no weight loss drugs covered by Medicare, although this may change in 2026, SingleCare can help you save up to 80% on medications like phentermine and Saxenda as well. 

Can you use SingleCare with Medicare?

It’s essential to note that when you use your SingleCare card, the pharmacy processes it separately from your Medicare card, not in conjunction with it. You can’t use SingleCare and Medicare together. 

Let’s say you have a $100 copay for a medication with Medicare, and the SingleCare price is only $5. The pharmacist can use the SingleCare card to give you the lower price. But, when you do this, it won’t count toward your Medicare Part D deductible or out-of-pocket maximum. 

Wondering what’s the catch? There isn’t one! SingleCare partners directly with pharmacies, which lets us offer you lower prices. We receive a small fee from our pharmacy partners when you use your SingleCare card to save, which is how we can offer the service to you for free. Pharmacies choose to do business with us because we keep our business practices transparent, our prices consistent, and we help bring customers to their pharmacy.

If you have any more questions, feel free to call us at 1-844-234-3057, find us on Facebook, or read SingleCare reviews on Trustpilot.

RELATED: Can I use SingleCare if I’m on Medicaid?

Why can’t Medicare patients use coupons?

The Anti-Kickback Statute (AKS) “prohibits the exchange (or offer to exchange) of anything of value in an effort to induce (or reward) the referral of the business reimbursable by federal healthcare programs.” This includes drug manufacturer coupons and rebates. The AKS was intended to prevent pharmaceutical companies from making money or persuading the purchase of prescriptions that the federal government would reimburse through the Medicare program.

However, it is 100% legal to still use drug coupons if you have Medicare. As mentioned above, Medicare beneficiaries will just have to choose to use the drug coupon or their Medicare card. You just can’t use both.

Here are SingleCare coupons for some popular prescriptions among Medicare beneficiaries: