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Can I use SingleCare if I’m on Medicare?

At SingleCare, we believe that you should be able to get the best price possible for your prescription, no matter what your insurance status. Meaning, you can use the SingleCare pharmacy savings card to reduce prices on your prescriptions even if you’re eligible for Medicare benefits. It’s not illegal, or against the rules. 

SingleCare can help you save up to 80% on prescription medications—reducing drug costs in retirement. All you have to do is sign up (for free!) on our website. You can text the Rx card to yourself or print it immediately. (You’ll receive a card in the mail within three to four weeks if requested.) Whether you text, print, or wait for the hard copy, you can use all three versions at the pharmacy. 

When to consider using SingleCare and Medicare

For people eligible for Medicare, SingleCare can help cut prescription costs in the following ways, whether or not you have a prescription coverage plan.

If you don’t have a prescription drug plan…

Medicare Part D is an optional benefit. Maybe when you initially enrolled, you decided you didn’t need the extra drug coverage, but you still occasionally need to fill a prescription. SingleCare can help you secure lower prices.

1. To compare prices on your prescriptions. 

You can use to compare which pharmacy has the lowest prices. Find your location, then type in your prescription name. You’ll see various pharmacies and the discounted pricing options. You should compare our prices with the out-of-pocket (or cash) price for the drug. 

2. To reduce the cost of medications when you don’t have prescription coverage.

You can use SingleCare to secure lower prices at major pharmacies including CVS, Walmart, Walgreens, Albertsons, Kroger, Target, Longs Drugs, Duane Reade, and many more. Once you’ve found the one that’s least expensive, bring your prescription savings card to the pharmacy (or send the coupon to your phone), and ask the pharmacy technician to use it when checking out.

If you have Medicare Part D…

SingleCare can decrease out-of-pocket costs when you’re in (or approaching) the Medicare coverage gap or on a fixed income.

3. When SingleCare prices are lower than your copay.

Even if you have prescription coverage with Medicare Part D, the SingleCare price for a prescription may be lower than your Medicare copay. You can ask the pharmacist to use your SingleCare Rx card when checking out instead.

4. If a medication isn’t covered by Medicare.

Or, you might need a medication that your Medicare prescription benefits don’t cover—like Viagra, phentermine, or Propecia. SingleCare might help you reduce the cost.
5. When you’re in the Medicare donut hole.

You may run into the coverage gap, also known as the Medicare donut hole, after you spend a certain amount of money on covered drugs. After hitting that set amount—$3,820 in 2019—you’re responsible for paying 25% of costs for brand-name drugs, and 37% of generics until you hit your yearly out-of-pocket spending limit.

That means that, while you’re in the donut hole, your prescription costs can skyrocket. With limited income, you don’t want to have to choose between a medication and other necessities. If you’re struggling to afford a prescription, it may make sense to use SingleCare to lower the price.

Can SingleCare be used with Medicare?

It’s important to note: When you use your SingleCare card, the pharmacy processes it instead of your Medicare card, not in conjunction with your Medicare card. Let’s say you have a $100 copay for a medication with Medicare, and the SingleCare price is only $5. The pharmacist can use the SingleCare card to give you the lower price. But, when you do this, it won’t count toward your out-of-pocket maximum. In other words, it makes your prescription significantly more affordable, but it won’t help get you out of the coverage gap faster or meet your deductible.

Wondering what’s the catch? There isn’t one! SingleCare partners directly with pharmacies, which lets us offer you lower prices. We receive a small fee from our pharmacy partners when you use your SingleCare card to save, which is how we can offer the service to you for free. Pharmacies choose to do business with us because we keep our business practices transparent, our prices consistent, and we help bring customers to their pharmacy.

If you have any more questions, feel free to call us at 1-844-234-3057 or find us on Facebook.