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How much is Zepbound without insurance?

Find out how much Zepbound costs, what affects the cash price, and how it compares with other weight loss medications

Key takeaways

  • Zepbound costs an average of $659 for a one-month supply of the starting dose (2.5 mg) without insurance or discounts.

  • The cash price of Zepbound varies by dose, form, quantity, and pharmacy.

  • Zepbound costs less than popular alternatives like Wegovy.

Zepbound (tirzepatide) is a glucagon-like peptide-1 (GLP-1) receptor agonist that’s been approved by the Food and Drug Administration (FDA) for chronic weight management and sleep apnea. It’s not the most expensive GLP-1 weight loss medication on the market, but it can still cost thousands of dollars per year without insurance or discounts. Fortunately, you don’t have to pay the full cash price for Zepbound without insurance.

How much does Zepbound cost without insurance?

Zepbound’s typical cash price is about $659 per 1, 2.4 mL of 2.5 mg/0.6 mL Kwikpen, which is about a month’s supply of the starting dose. That’s $164.75 per week.

Over the course of a year, you could spend more than $9,000 on Zepbound without insurance or discounts.

The price of Zepbound varies based on dose, quantity, form, and pharmacy. Expect to pay more at the pharmacy each time your healthcare provider increases the dose.

Save up to 80% on Zepbound with SingleCare

Different pharmacies offer different prices for the same medication. SingleCare helps find the best price for you.

Zepbound 5 mg/0.5mL (4 Pens)
23666 - Hampton, VA
$920.08
$920.08
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How much does Zepbound cost per month?

Without insurance or discounts, the monthly cost of Zepbound starts at $659 for the 2.5 mg dose. Your healthcare provider may slowly increase the dose of Zepbound in 2.5 mg increments until you reach the recommended therapeutic dose (15 mg maximum). Each dose gets progressively more expensive.

Read more: Why increase Zepbound dose? 

Does insurance cover Zepbound?

Coverage for Zepbound varies significantly by plan. Some commercial health insurance plans cover it, but others exclude it and all other weight loss medications. There’s also a middle ground where plans cover some weight loss drugs, but not Zepbound.

When health insurance plans do cover Zepbound, they typically require prior authorization. This means your healthcare provider must answer questions and submit evidence to prove why you need Zepbound.

“There’s a strict checklist. They want your exact starting body mass index (BMI), and they check for health issues like high blood pressure or sleep apnea,” says Wiljon Beltre, MD, a board-certified and fellowship-trained bariatric and metabolic surgeon at Beltre Bariatrics in Orlando, Florida.

“They also require proof that you spent six months on a supervised diet, and many need to see that you’ve tried older, more conventional weight loss methods before they’ll approve Zepbound.”

What to do if insurance doesn’t cover Zepbound

If insurance denies your prior authorization request, your healthcare provider can appeal the decision. Your healthcare provider may also be able to help you get coverage for Zepbound even if your plan usually doesn’t cover it. This is called an exception request.

However, approval can be tough to get because your healthcare provider has to convince the insurance company that Zepbound is medically necessary and that no alternatives will provide the same results.

“We encounter [appeals] a lot and win around half the time on the first try,” Dr. Beltre says. “If I have a patient with terrible nausea on Wegovy, we document that to prove they need to change drugs. And if we can show that their health improved during a sample period on Zepbound, the insurance companies are usually more willing to approve.”

Note that if you have Type 2 diabetes, your healthcare provider may write a prescription for Mounjaro instead. Mounjaro and Zepbound share the same active ingredient (tirzepatide) but have different FDA-approved indications. Because Mounjaro is FDA approved for Type 2 diabetes, it’s more likely to be covered by insurance.

To find out if your health insurance plan covers Zepbound, call the customer care number on your insurance card or view the plan’s formulary (drug list) online.

Do Medicare and Medicaid cover Zepbound?

Medicare never covered weight loss drugs until this year. As of July 1, 2026, Medicare beneficiaries can pay $50 per Zepbound prescription. Two other weight loss medications (Wegovy and Foundayo) are also available for the same price.

This coverage is available through a temporary program called Medicare GLP-1 Bridge. It lasts until Dec. 31, 2027.

To qualify, you must have a standalone Medicare Part D plan or a Medicare Advantage with prescription drug coverage. You must also have a valid prescription for Zepbound, and at least one of the following must be true:

  • You have (or had) a BMI of at least 35 when starting GLP-1 medication.
  • You have (or had) a BMI of at least 30 when starting GLP-1 medication, plus a diagnosis of heart failure with preserved ejection fracture, uncontrolled hypertension, or chronic kidney disease in stage 3A or above.
  • You have (or had) a BMI of at least 27 when starting GLP-1 medication, plus a diagnosis of prediabetes, previous heart attack, previous stroke, or symptomatic peripheral artery disease.

Medicaid coverage varies considerably from state to state. Look for Zepbound on your state’s Medicaid drug list to confirm coverage.

How to save on Zepbound without insurance

If you don’t have health insurance or your plan doesn’t cover Zepbound, you can save money at the pharmacy by using a SingleCare prescription discount card. This coupon card is free to use and can lower the cost of Zepbound to about $409 for 1, 2.4 mL of 2.5 mg/0.6 mL Kwikpen. That’s 38% cheaper than the typical cash price.

SingleCare prices vary based on form, dosage, quantity, and pharmacy. To compare prices at pharmacies near you, go to the Zepbound coupon page, enter your ZIP code, and select your prescribed dose, form, and quantity from the dropdown menus.

A SingleCare savings card can’t be combined with insurance, so the out-of-pocket cost of Zepbound won’t count toward your insurance deductible.

RELATED: How do I use the SingleCare app?

Other ways to save

Eli Lilly, the manufacturer of Zepbound, offers a savings program for people who have a commercial health insurance plan that doesn’t cover Zepbound. To be eligible, you must have a prescription for the multidose Kwikpen, not the single-dose pen.

This program lowers the cost of the  2.4 mL of 2.5 mg/0.6 mL Kwikpen. Higher doses cost more. The Eli Lilly Zepbound savings card can be used 11 times in a calendar year.

RELATED: How to save on Zepbound

How does Zepbound compare to Wegovy in cost? 

Zepbound typically costs less than Wegovy, but they’re both high-cost GLP-1s. Although prices fluctuate over time and can vary by dose, form, and pharmacy, the typical cash price of Zepbound is about three times lower than the typical list price of Wegovy.

  • Zepbound costs about $7,900 per year without insurance or discounts.
  • Wegovy costs about $23,400 per year without insurance or discounts.

Wegovy still costs about three times more than Zepbound with a free SingleCare coupon:

  • Zepbound costs as low as $4,900 per year with a SingleCare card.
  • Wegovy costs as low as $14,040 per year with a SingleCare card.

If you and your healthcare provider think a GLP-1 is the right weight loss drug for you, it’s important to find one you can afford long-term. “These shots are a lifelong cost,” Dr. Beltre warns. “A lot of patients stretch their budget thinking it will just be a year, they’ll lose the weight, and that’s it. But the second you stop the injection, your hunger will spike, and the weight bounces right back.”

Frequently asked questions

Is there a generic for Zepbound?

No, generic Zepbound (tirzepatide) isn’t available yet.

Why is Zepbound so expensive?

Zepbound is expensive because it’s still protected by patents. That means other companies can’t make a generic version and compete for sales. There’s also a high demand for weight loss drugs like Zepbound, which may increase the price due to limited supply.

Does insurance cover compounded tirzepatide?

No, insurance companies only cover FDA-approved medications, and compounded drugs aren’t FDA approved.

The SingleCare prices in this article are the most accurate at the time of publishing in ZIP code 23666 as of Aug. 6, 2026. Prices vary by pharmacy. Visit our coupon page for updated drug prices at pharmacies near you.

  • Medically accurate: SingleCare’s Medical Review Board analyzes all of our content to confirm it’s in line with current medical advice.
  • Evidence-based: Our content is sourced from reputable U.S.-based healthcare professionals and peer-reviewed research.
  • Trustworthy: All of SingleCare’s content goes through a multi-phase review process by our writers, editors, and Medical Board in order to provide clear and credible information. 

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